/* Consórcio Nacional Bancorbrás — site institucional (estático) */
:root {
    --azul: #8DABBB;
    --azul-escuro: #5E7E90;
    --azul-claro: #E3ECF1;
    --grafite: #2F292B;
    --preto: #000000;
    --cinza: #F4F4F4;
    --branco: #FFFFFF;
    --texto: #2F292B;
    --texto-suave: #6B6466;
    --linha: #DDE3E7;
    --wa: #25D366;
    --raio: 4px;
    --sombra: 0 10px 30px rgba(47, 41, 43, .12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: "Kanit", "Segoe UI", system-ui, sans-serif; font-weight: 300; color: var(--texto); background: var(--branco); line-height: 1.6; font-size: 16px; -webkit-font-smoothing: antialiased; }
h1, h2, h3, h4 { margin: 0; font-weight: 500; line-height: 1.15; text-wrap: balance; }
h1 { font-size: clamp(32px, 4.6vw, 52px); }
h2 { font-size: clamp(26px, 3.4vw, 38px); }
h3 { font-size: 20px; }
p { margin: 0 0 12px; }
a { color: inherit; }
img { max-width: 100%; display: block; }
.container { width: min(1180px, 100% - 40px); margin: 0 auto; }
.eyebrow { font-size: 13px; letter-spacing: .14em; text-transform: uppercase; color: var(--azul-escuro); font-weight: 500; margin-bottom: 10px; }
.sec { padding: 72px 0; }
.sec-cinza { background: var(--cinza); }
.sec-head { max-width: 680px; margin-bottom: 40px; }
.sec-head p { color: var(--texto-suave); font-size: 17px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 15px 26px; border-radius: var(--raio); font-family: inherit; font-weight: 500; font-size: 16px; text-decoration: none; border: 0; cursor: pointer; transition: background .15s; }
.btn-preto { background: var(--preto); color: #fff; }
.btn-preto:hover { background: #222; }
.btn-branco { background: #fff; color: var(--grafite); }
.btn-branco:hover { background: var(--azul-claro); }
.btn-contorno { background: transparent; color: var(--grafite); border: 1.5px solid var(--grafite); }
.btn-contorno:hover { background: var(--grafite); color: #fff; }
.btn-wa { background: var(--wa); color: #fff; }
.btn-wa:hover { background: #1EBE5B; }
.seta::after { content: "›"; font-size: 22px; line-height: 1; margin-top: -3px; }
:focus-visible { outline: 3px solid var(--azul); outline-offset: 2px; }

/* Topo */
.topo { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: blur(8px); border-bottom: 1px solid var(--linha); }
.topo .container { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 68px; }
.topo img { height: 40px; width: auto; }
.topo nav { display: flex; gap: 6px; align-items: center; }
.topo .btn { padding: 10px 18px; font-size: 14px; }
.topo .link { font-size: 14px; font-weight: 400; text-decoration: none; padding: 8px 12px; color: var(--texto-suave); }
.topo .link:hover, .topo .link.ativo { color: var(--grafite); }
@media (max-width: 800px) { .topo .link { display: none; } }

/* Hero */
.hero { position: relative; background: var(--azul); color: #fff; overflow: hidden; }
.hero::before { content: ""; position: absolute; inset: 0; background: var(--hero-img) center right / cover no-repeat; opacity: .55; }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(141,171,187,.98) 0%, rgba(141,171,187,.9) 50%, rgba(141,171,187,.3) 100%); }
.hero .container { position: relative; z-index: 1; padding: 88px 0 96px; max-width: 640px; margin-left: max(20px, (100% - 1180px) / 2); }
.hero h1 { color: #fff; }
.hero .sub { font-size: 18px; margin: 18px 0 28px; max-width: 520px; }
.hero .btns { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-simples { background: var(--grafite); color: #fff; padding: 56px 0; }
.hero-simples h1 { color: #fff; font-size: clamp(28px, 3.6vw, 42px); }
.hero-simples p { color: rgba(255,255,255,.8); max-width: 640px; font-size: 17px; }

/* Números */
.numeros { background: var(--grafite); color: #fff; padding: 40px 0; }
.numeros .container { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.numeros b { display: block; font-size: clamp(28px, 3vw, 40px); font-weight: 500; color: var(--azul); line-height: 1; margin-bottom: 6px; font-variant-numeric: tabular-nums; }
.numeros span { font-size: 14px; color: rgba(255,255,255,.8); }
@media (max-width: 800px) { .numeros .container { grid-template-columns: 1fr 1fr; } }

/* Cards de produto */
.produtos { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.produto { background: #fff; border: 1px solid var(--linha); border-radius: 8px; overflow: hidden; display: flex; flex-direction: column; }
.produto img { height: 240px; width: 100%; object-fit: cover; }
.produto .corpo { padding: 26px; display: flex; flex-direction: column; gap: 12px; flex: 1; }
.produto p { color: var(--texto-suave); }
.produto ul { margin: 0; padding: 0; list-style: none; display: grid; gap: 6px; font-size: 15px; }
.produto li { display: flex; gap: 8px; align-items: flex-start; }
.produto li::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--azul); flex: none; margin-top: 9px; }
.produto .btn { align-self: flex-start; margin-top: auto; }
@media (max-width: 800px) { .produtos { grid-template-columns: 1fr; } }

/* Grade de benefícios / pilares */
.grade3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card { background: #fff; border-radius: 8px; padding: 26px 24px; border: 1px solid var(--linha); }
.card .ico { width: 46px; height: 46px; border-radius: 50%; background: var(--azul-claro); display: grid; place-items: center; margin-bottom: 14px; font-weight: 500; color: var(--grafite); }
.card h3 { font-size: 18px; margin-bottom: 6px; }
.card p { color: var(--texto-suave); font-size: 15px; margin: 0; }
@media (max-width: 900px) { .grade3 { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .grade3 { grid-template-columns: 1fr; } }

/* Sobre (texto + foto) */
.duas { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.duas img { border-radius: 8px; width: 100%; height: 420px; object-fit: cover; }
.duas p { color: var(--texto-suave); font-size: 17px; }
@media (max-width: 800px) { .duas { grid-template-columns: 1fr; } .duas img { height: 280px; } }

/* Depoimentos */
.deps { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 20px; }
.dep { background: #fff; border: 1px solid var(--linha); border-radius: 8px; padding: 26px; display: flex; flex-direction: column; gap: 16px; }
.dep .aspas { font-size: 44px; line-height: .6; color: var(--azul); font-weight: 500; height: 22px; }
.dep p { flex: 1; margin: 0; font-size: 15px; }
.dep .autor { display: flex; align-items: center; gap: 12px; }
.dep .autor img { width: 52px; height: 52px; border-radius: 50%; object-fit: cover; }
.dep .autor b { display: block; font-weight: 500; }
.dep .autor span { font-size: 13px; color: var(--texto-suave); display: block; }

/* Blog */
.posts { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 24px; }
.post-card { background: #fff; border: 1px solid var(--linha); border-radius: 8px; overflow: hidden; display: flex; flex-direction: column; text-decoration: none; transition: transform .15s, box-shadow .15s; }
.post-card:hover { transform: translateY(-2px); box-shadow: var(--sombra); }
.post-card img { height: 180px; width: 100%; object-fit: cover; }
.post-card .corpo { padding: 20px 22px 24px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.post-card .cat { font-size: 12px; letter-spacing: .1em; text-transform: uppercase; color: var(--azul-escuro); font-weight: 500; }
.post-card h3 { font-size: 19px; }
.post-card p { color: var(--texto-suave); font-size: 15px; margin: 0; flex: 1; }
.post-card time { font-size: 13px; color: var(--texto-suave); }
.artigo { width: min(760px, 100% - 40px); margin: 0 auto; padding: 56px 0 72px; }
.artigo .cat { font-size: 13px; letter-spacing: .12em; text-transform: uppercase; color: var(--azul-escuro); font-weight: 500; }
.artigo h1 { font-size: clamp(30px, 4vw, 42px); margin: 8px 0 12px; }
.artigo .meta { color: var(--texto-suave); font-size: 14px; margin-bottom: 28px; }
.artigo img.capa { border-radius: 8px; margin-bottom: 32px; height: 360px; width: 100%; object-fit: cover; }
.artigo h2 { font-size: 26px; margin: 36px 0 12px; }
.artigo h3 { font-size: 20px; margin: 26px 0 8px; }
.artigo p, .artigo li { font-size: 17px; line-height: 1.7; }
.artigo ul, .artigo ol { padding-left: 22px; }
.artigo li { margin-bottom: 6px; }
.artigo blockquote { margin: 24px 0; padding: 16px 22px; border-left: 4px solid var(--azul); background: var(--cinza); border-radius: 0 8px 8px 0; font-size: 17px; }
.artigo table { width: 100%; border-collapse: collapse; margin: 16px 0 24px; font-size: 15px; }
.artigo th, .artigo td { border: 1px solid var(--linha); padding: 10px 12px; text-align: left; vertical-align: top; }
.artigo th { background: var(--azul-claro); font-weight: 500; }
.tabela-wrap { overflow-x: auto; }
.artigo .cta-box { background: var(--grafite); color: #fff; border-radius: 8px; padding: 28px; margin: 40px 0 0; display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; }
.artigo .cta-box h3 { color: #fff; margin: 0 0 4px; }
.artigo .cta-box p { color: rgba(255,255,255,.8); margin: 0; font-size: 15px; }
.artigo .nota { font-size: 13px; color: var(--texto-suave); border-top: 1px solid var(--linha); padding-top: 14px; margin-top: 40px; }

/* FAQ */
.faq { max-width: 820px; }
.faq details { border-bottom: 1px solid var(--linha); }
.faq summary { cursor: pointer; list-style: none; padding: 18px 0; font-weight: 500; font-size: 17px; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 24px; line-height: 1; color: var(--azul-escuro); flex: none; }
.faq details[open] summary::after { content: "–"; }
.faq details p { color: var(--texto-suave); padding-bottom: 18px; max-width: 70ch; }

/* CTA final */
.cta-final { background: var(--azul); color: #fff; text-align: center; padding: 72px 0; }
.cta-final h2 { color: #fff; margin-bottom: 10px; }
.cta-final p { max-width: 560px; margin: 0 auto 26px; font-size: 17px; }
.cta-final .btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* Rodapé */
footer { background: var(--grafite); color: rgba(255,255,255,.8); padding: 56px 0 28px; font-size: 14px; }
footer .grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 36px; margin-bottom: 36px; }
footer .logo { height: 40px; width: auto; filter: brightness(0) invert(1); margin-bottom: 16px; }
footer h4 { color: #fff; font-size: 14px; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 12px; font-weight: 500; }
footer a { color: #fff; text-decoration: none; }
footer a:hover { text-decoration: underline; }
footer .selo { width: 84px; height: auto; margin-top: 12px; }
footer .cred { display: grid; gap: 6px; }
footer .miudas { border-top: 1px solid rgba(255,255,255,.12); padding-top: 20px; font-size: 12px; color: rgba(255,255,255,.55); line-height: 1.6; }
@media (max-width: 800px) { footer .grid { grid-template-columns: 1fr; } }

/* WhatsApp flutuante (link direto — o lead é capturado na landpage) */
.wa-float { position: fixed; right: 20px; bottom: 20px; z-index: 60; background: var(--wa); color: #fff; border-radius: 50px; padding: 13px 20px 13px 16px; font-weight: 500; font-size: 15px; display: flex; align-items: center; gap: 10px; box-shadow: 0 6px 20px rgba(0,0,0,.25); text-decoration: none; }
.wa-float svg { width: 24px; height: 24px; }
.wa-float:hover { background: #1EBE5B; }
@media (max-width: 575px) { .wa-float span { display: none; } .wa-float { padding: 13px 15px; } }

/* Selo "representante autorizado" no topo */
.marca { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.marca .rep { font-size: 11px; line-height: 1.2; color: var(--texto-suave); border-left: 1px solid var(--linha); padding-left: 12px; max-width: 150px; }
.marca .rep b { display: block; font-weight: 500; color: var(--grafite); font-size: 12px; }
@media (max-width: 560px) { .marca .rep { display: none; } }